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Work homepage
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Overview
We can help you get ready to apply and find the right job for you. We can even help you while you're working.
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Get ready to work
You can get training, help with CVs and cover letters, and advice for job interviews.
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Find jobs
Find out what jobs are available, which job is best for you and how you can plan your career.
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Working
Whether you've just started a job or need some help at work, we've got your back.
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Lost your job
We'll help you get ready to find a new job and support you while you're between jobs.
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Start your own business
Get help to plan and set up a successful business or be a self-employed contractor.
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Benefits and payments homepage
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Overview
Take a look at the range of benefits and payments we have available.
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Not working
Redundancy, health condition or disability or another reason you can’t work
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Living expenses
Food, school costs, power, accommodation or other living expenses you need help with
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Relationship changes
You’ve had a relationship break-up, family breakdown or violent relationship end
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Health and Disability
Counselling, prescription and GP costs, medical alarms and other costs we can help with
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Seniors
Travelling overseas, how to apply, payment rates and dates, overseas pensions, income and other info for Seniors
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Caring
Caring for someone else’s child or someone with a health condition, injury or disability
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Urgent or unexpected costs
Dental, glasses, car repairs, fridge, washing machine, funeral or other urgent costs you need help with
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Children
Childcare, school uniforms, stationery, having a baby and other costs if you have children
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Moving to New Zealand
Payments you can get from us, settling into NZ, overseas pensions and more.
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Benefits and forms
A-Z list of benefits, forms, benefit rates
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On a benefit homepage
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Overview
Check out what you need to do when you're getting a benefit or other payment from us.
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Something's changed
Address, contact details, overseas travel, childcare, relationship or anything else that’s changed.
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Income
Declare income and income deduction tables
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Childcare
Change in your childcare situation, continue childcare payments, cohort entry schools and other childcare information
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Going overseas
Travelling or moving overseas may affect your payments.
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Re-apply, review or renew
Re-apply for a payment, review circumstances, renew medical certificate and more
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Payments
Check or stop your payments, payment cards and other information
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Debt
Check your debt, repayments and other debt information
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Rights and responsibilities
Our commitment to you, obligations, complaints, benefit fraud and more
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Housing homepage
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Overview
Find out how we can help you with housing.
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Nowhere to stay
Get help if you have nowhere to stay right now.
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Find a house
Find out where to look for private housing, or apply for public (social) housing.
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Living in your home
Get help with accommodation costs, and advice on any housing issues and public housing tenancies.
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Moving house
Find out how we can help if you’re moving house.
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Other languages
Read some of our housing information in other languages.
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Text messages
Information about texts we send and what you need to know if you've had a text from us.
Don't reply to any text you get from us because we can't respond.
If you've got any questions about texts you get, you can phone us.
If you're a youth client, contact your Youth Service provider.
Text message said | More information |
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Work and Income no reply: Hi your medical certificate expires on [date]. Please renew your certificate, tell us if you’re ready to work at MyMSD or call us. |
Your medical certificate is due to expire in either 4 to 2 weeks. You need to make an appointment with your health practitioner to get another medical certificate or tell us you are ready to work. You can go to MyMSD or call us to do this. Some health practitioners send us medical certificates electronically. If your health practitioner doesn't do this, you'll need to bring or send it in. |
Hi. Your medical expires on [date]. Talk to your provider about a new medical or about changes to your obligations. Work & Income | Your medical certificate is due to expire. If you're still not able to attend school or training because you're unwell or have an injury, you should see your health practitioner, eg, your doctor. If your health practitioner confirms you're still unable to attend school or training, you'll need to get another medical certificate. Contact your Youth Service provider if you have one, otherwise contact us if you are well and can attend school or training. |
Work and Income no reply: Kia ora, your medical certificate expires on [date]. Please renew your certificate or your work obligations may change. |
Your medical certificate is due to expire in 2 weeks. You need to make an appointment with your health practitioner to get a new medical certificate, or your work obligations may change. If you are ready to work you must tell us, you can call us. |
Work and Income no reply: Kia ora, your medical certificate expires in 2 working days, [date]. Please contact us about your payments on 0800 559 009. |
Your medical certificate is due to expire in two working days. You need to contact us as soon as possible to talk about your payments. We’ll talk with you about either renewing your medical certificate or if you’re ready to work. |
Work and Income no reply: Hi, we’ve received your medical certificate. We’re processing it and we will contact you if we need any more information. Thanks! |
Your medical certificate has been received. We will get in touch with you if we need any more information. |
Text message said | More information |
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Kia ora, we need to know if your circumstances have changed. Please log into MyMSD, select Housing Register and enter passcode XXXX. |
While you're waiting for public housing, you need to tell us if there's been any changes to your circumstances. Log in to MyMSD, select 'Housing Register' and enter the passcode that was in your text message. Then confirm:
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Text message said | More information |
Work and Income NOREPLY: Working this week? Avoid a debt with us - add your hours/wages in MyMSD by this Friday 6pm. Please estimate weekend work as well. | This a reminder that you need to declare your income before Friday 6pm to avoid having debt with us. Log in to MyMSD and declare your wages and hours worked. You can also do this by calling us. |
Text message said | More information |
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Hi. Your payment started on [date]. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income | Your payment has been started. Log on to MyMSD to see your payment details. If you have any questions about this contact your Youth Service provider if you have one, otherwise contact us |
Hi. Your payment started on [date]. We owe [$amount] and this has been paid to you. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income | Your payment has been started and you were owed money which has been paid into your bank account. Log on to MyMSD to see your payment details. If you have any questions about this contact your Youth Service provider if you have one, otherwise contact us |
Text message said | More information |
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Hi. What you pay back for your debt changed on #date#. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work and Income | You have been paying back a debt and the weekly amount that you are paying has changed. You can log on to MyMSD to see your new payment details. If you have any questions about this contact your Youth Service provider if you have one, otherwise contact us If you would like to know more, visit debt. |
Hi. Your payment was reviewed on #date#. We owe #amount# and this has been paid to you. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work and Income | Your payment has been reviewed and we owe you money. This has been paid into your bank account. Log on to MyMSD to see your payment details. If you have any questions about this contact your Youth Service provider if you have one, otherwise contact us |
Hi. Your payment increased on #date#. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work and Income | Your payment has increased. Log on to MyMSD to see your new payment details. If you have any questions about this contact your Youth Service provider if you have one, otherwise contact us |
Hi. Your payment increased on #date#. We owe #amount# and this has been paid to you. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work and Income | Your payment has increased and we owe you money. This has been paid into your bank account. Log on to MyMSD to see your new payment details. If you have any questions about this contact your Youth Service provider if you have one, otherwise contact us |
Hi. Your payment decreased on #date#. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work and Income | Your payment has decreased. Log on to MyMSD to see your new payment details. If you have any questions about this contact your Youth Service provider if you have one, otherwise contact us |
Hi. Your payment decreased and what you pay back for your debt changed on #date#. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work and Income | Your payment has decreased and the weekly amount that you are paying back for a debt has changed. Log on to MyMSD to see your new payment details. If you have any questions about this contact your Youth Service provider if you have one, otherwise contact us |
Hi. Payments we have been making on your behalf have changed on #date#. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work and Income | Payments being made on your behalf by Work and Income have changed. Log on to MyMSD to see your payment details. |
Hi. Payments we have been making on your behalf and what you pay back for your debt changed on #date#. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work and Income | Payments being made on your behalf by Work and Income have changed. You have been paying back a debt and the weekly amount that you are paying has changed. Log on to MyMSD to see your payment details. If you have any questions about your debt contact your Youth Service provider if you have one, otherwise contact us |
Hi. Payments we have been making on your behalf have changed on #date#. We owe #amount# and this has been paid to you. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work and Income | Payments being made on your behalf by Work and Income have changed and we owe you money. This has been paid into your bank account. Log on to MyMSD to see your payment details. |
Text message said | More information |
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Hi from W&I. Your payment stopped on [dd Mon]. Log on to workandincome.govt.nz/text for details. You can review this decision | Your payment has stopped. To find out why contact your Youth Service provider if you have one, otherwise contact us |
Hi from W&I. Your payment stopped on [dd Mon]. You were overpaid and there is a debt. Please contact your provider. You can review this decision | Your payment has stopped and you had a debt that you were paying off so these repayments have also stopped. You need to repay this. Contact your Youth Service provider if you have one, otherwise contact us about how you can repay your debt. |
Hi from W&I. Reminder, your Payments will stop on [dd Mon]. Contact your provider to prepare for this | Your payment is due to stop because you no longer qualify for it. Contact your Youth Service provider if you have one, otherwise contact us for more information and what other help you may be able to get. |
Text message said | More information |
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Hi. Your childcare hours have increased to [number of hours] hours a week. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income |
The hours of childcare you receive Guaranteed Childcare Assistance Payment for have increased. Log on to MyMSD for details. |
Hi. Your childcare hours have increased to [number of hours] hours a week. We have paid [$amount] to the childcare centre. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income |
The hours of childcare you receive Guaranteed Childcare Assistance Payment for have increased and money owing has been paid to your childcare provider. Log on to MyMSD for details. |
Hi. Your childcare hours have decreased to [number of hours] hours a week. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income |
The hours of childcare you receive Guaranteed Childcare Assistance Payment for have decreased. Log on to MyMSD for details. |
Hi. Your childcare hours have decreased to [number of hours] hours a week. We have paid [$amount] to the childcare centre. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income |
The hours of childcare you receive Guaranteed Childcare Assistance Payment for have decreased and money owing has been paid to your childcare provider. Log on to MyMSD for details |
Hi. GCAP started on [date] for [number of hours] hours a week. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income |
Guaranteed Childcare Assistance Payment has been started. Log on to MyMSD for details |
Hi. Your GCAP started on [date] for [number of hours] hours a week. We have paid [$amount] to the childcare centre. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income |
Guaranteed Childcare Assistance Payment has been started and there are arrears owing that will be paid to your childcare provider. Log on to MyMSD for details. |
Hi. Your GCAP stopped on [date]. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income |
Guaranteed Childcare Assistance Payment has been stopped. Log on to MyMSD for details. |
Hi. Your GCAP stopped on [date]. We have paid [$amount] to the childcare centre. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income |
Guaranteed Childcare Assistance Payment has been stopped and there are arrears owing that will be paid to your childcare provider. Log on to MyMSD for details |
Text message said | More information |
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Hi. Your child is turning 3. Talk to your childcare centre about 20 hours ECE. Go to workandincome.govt.nz/text for more info. Work & Income |
The Government funds up to 20 hours a week of Early Childhood Education (20 Hours ECE) for children aged 3-5 years attending an Early Childhood Education service. You can choose between receiving 20 Hours ECE, the Guaranteed Childcare Assistance Payment (GCAP) or a combination of both payments. Families cannot receive 20 Hours ECE and the GCAP for the same hours. You should tell us straight away if your child is receiving 20 Hours ECE as we may need to adjust your GCAP. This is so we can make sure you are getting the right amount of the GCAP and ensure you don't miss out on any payments or end up getting too much and have a debt to pay back. If you need to more information contact your Youth Service provider if you have one, otherwise contact us |
If your text message says "You can review this decision", you can ask us to review this decision if you don't agree with it.
You need to do this within 3 months of getting the text message. When there is a good reason for delay, a review may be possible after this time. If you wish to discuss this, contact your Youth Service Provider if you have one, otherwise contact us
Text message said | More information |
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Hi. Your payments will stop from [date] because you didn't [reason]. Talk to your provider within 5 working days if you had a good reason for not doing this or to dispute/review this decision. Go to workandincome.govt.nz/text for more info. Work & Income |
The weekly allowance [and incentive payments, if you are receiving these] being paid into your bank account will stop because you didn't meet your obligations. This will not change unless you:
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Hi. Your payments will stop from [date] because you didn't [reason]. Talk to your provider within 5 working days if you had a good reason for not doing this or to dispute/review this decision. Go to workandincome.govt.nz/text for more info. Work & Income |
Your Youth Payment will stop as this is the third time you have not met your obligations. This will not change unless you:
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Hi. You didn't [reason] so we will stop managing your money and your payments will reduce by 50% on [date]. Talk to your provider within 5 working days if you had a good reason for not doing this or to dispute/review this decision. Go to workandincome.govt.nz/text for more info. Work & Income |
We will stop managing your money. That means any living expenses like rent and power that we were paying for you will stop, so you will need to make arrangements to pay these expenses yourself. We will also reduce your Young Parent Payment by 50%, so you will only get half of your Young Parent Payment into your bank account. The reason this has happened is because you have failed to meet your obligations for a third time. This will not change unless you:
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Hi. Your payment stopped on [date] as you have not recomplied with your obligations. Talk to your provider or go to workandincome.govt.nz/text for more info or to review this decision. Work & Income |
You would have been told that you had failed to meet your obligations and what you needed to do to fix this. As you have still not met your obligations your payment will stop. Contact your Youth Service provider if you have one, otherwise contact us about this. |