We can help you get ready to apply and find the right job for you. We can even help you while you're working.
Get ready to work
You can get training, help with CVs and cover letters, and advice for job interviews.
Find out what jobs are available, which job is best for you and how you can plan your career.
Whether you've just started a job or need some help at work, we've got your back.
Lost your job
We'll help you get ready to find a new job and support you while you're between jobs.
Start your own business
Get help to plan and set up a successful business or be a self-employed contractor.
Take a look at the range of benefits and payments we have available.
Redundancy, health condition or disability or another reason you can’t work
Food, school costs, power, accommodation or other living expenses you need help with
You’ve had a relationship break-up, family breakdown or violent relationship end
Health and Disability
Counselling, prescription and GP costs, medical alarms and other costs we can help with
Travelling overseas, how to apply, payment rates and dates, overseas pensions, income and other info for Seniors
Caring for someone else’s child or someone with a health condition, injury or disability
Urgent or unexpected costs
Dental, glasses, car repairs, fridge, washing machine, funeral or other urgent costs you need help with
Childcare, school uniforms, stationery, having a baby and other costs if you have children
Moving to New Zealand
Payments you can get from us, settling into NZ, overseas pensions and more.
Benefits and forms
A-Z list of benefits, forms, benefit rates
Check out what you need to do when you're getting a benefit or other payment from us.
Address, contact details, overseas travel, childcare, relationship or anything else that’s changed.
Declare income and income deduction tables
Change in your childcare situation, continue childcare payments, cohort entry schools and other childcare information
Going on holiday or going to live overseas
Re-apply for Jobseeker Support, Sole Parent Support, Temporary Additional Support and more
Check or stop your payments, payment cards and other information
Check your debt, repayments and other debt information
Rights and responsibilities
Our commitment to you, obligations, complaints, benefit fraud and more
Find out how we can help you with housing.
Nowhere to stay
Get help if you have nowhere to stay right now.
Find a house
Find out where to look for private housing, or apply for public (social) housing.
Living in your home
Get help with accommodation costs, and advice on any housing issues and public housing tenancies.
Find out how we can help if you’re moving house.
Read some of our housing information in other languages.
Self-employment start up payment
If you're starting a business and need help with essential start up costs, eg furniture or the first lot of stock, we may be able to help.
If you don't have a business plan, we can talk with you about how to create one. We need to make sure that your business is viable before we can approve the payment.
You may be able to get a Self-employment start up payment if you’re:
- out of work, and
- aged 16 or older and not qualified to receive NZ Super, and
- disadvantaged in the local labour market, and
- at risk of likelihood of long-term benefit dependency (this usually means you are getting a benefit or you qualify for one), and
- able to meet the residency criteria.
To meet the residency criteria you need to be ordinarily resident in New Zealand and either:
- a New Zealand citizen
- a resident with a residence class visa
- recognised as a refugee or protected person, or
- have a temporary visa that allows you to work in New Zealand and either:
- have applied to be recognised as a refugee or protected person and are waiting on the outcome, or
- have applied for a residence class visa and are compelled to stay in New Zealand because of unforeseen circumstances.
Disadvantaged in the labour market means you have, or are expected to have, difficulty in getting or keeping a job. For example, you might have barriers to employment such as lack of education and training.
You also need to:
- be starting a new business and
- have essential start-up costs that you need help with.
Who can't get it
You can't get the Self-employment start up payment if:
- you're currently bankrupt
- you're re-starting a business you've owned before.
How much you get depends on your situation.
We can pay for things like:
- equipment required for the business
- initial start-up stock for the business
- materials required to produce goods for the business
- renovation of premises to facilitate start of business or
- one-off start-up costs, eg:
- connection fees, such as power, phone or internet
- first month's lease and bond
- legal costs associated with establishing the business
- start-up costs for advertising/marketing
- printing business cards or flyers
- setting up a basic website.
You need to call us on 0800 559 009
- ask you about your business
- talk with you about:
- your business plan, if you already have one
- how to create a business plan, if you don't already have one
- a Business Training and Advice Grant and how this may be able to help.
You'll need to send your business plan to us and we'll send it away to be independently assessed to make sure it's viable.
If your business plan is viable, we can approve the payment.