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Work homepage
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Overview
We can help you get ready to apply and find the right job for you. We can even help you while you're working.
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Get ready to work
You can get training, help with CVs and cover letters, and advice for job interviews.
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Find jobs
Find out what jobs are available, which job is best for you and how you can plan your career.
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Working
Whether you've just started a job or need some help at work, we've got your back.
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Lost your job
We'll help you get ready to find a new job and support you while you're between jobs.
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Start your own business
Get help to plan and set up a successful business or be a self-employed contractor.
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Benefits and payments homepage
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Overview
Take a look at the range of benefits and payments we have available.
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Not working
Redundancy, health condition or disability or another reason you can’t work
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Living expenses
Food, school costs, power, accommodation or other living expenses you need help with
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Relationship changes
You’ve had a relationship break-up, family breakdown or violent relationship end
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Health and Disability
Counselling, prescription and GP costs, medical alarms and other costs we can help with
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Seniors
Travelling overseas, how to apply, payment rates and dates, overseas pensions, income and other info for Seniors
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Caring
Caring for someone else’s child or someone with a health condition, injury or disability
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Urgent or unexpected costs
Dental, glasses, car repairs, fridge, washing machine, funeral or other urgent costs you need help with
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Children
Childcare, school uniforms, stationery, having a baby and other costs if you have children
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Moving to New Zealand
Payments you can get from us, settling into NZ, overseas pensions and more.
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Benefits and forms
A-Z list of benefits, forms, benefit rates
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On a benefit homepage
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Overview
Check out what you need to do when you're getting a benefit or other payment from us.
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Something's changed
Address, contact details, overseas travel, childcare, relationship or anything else that’s changed.
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Income
Declare income and income deduction tables
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Childcare
Change in your childcare situation, continue childcare payments, cohort entry schools and other childcare information
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Going overseas
Going on holiday or going to live overseas
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Re-apply
Re-apply for Jobseeker Support, Sole Parent Support, Temporary Additional Support and more
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Payments
Check or stop your payments, payment cards and other information
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Debt
Check your debt, repayments and other debt information
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Rights and responsibilities
Our commitment to you, obligations, complaints, benefit fraud and more
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Housing homepage
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Overview
Find out how we can help you with housing.
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Nowhere to stay
Get help if you have nowhere to stay right now.
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Find a house
Find out where to look for private housing, or apply for public (social) housing.
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Living in your home
Get help with accommodation costs, and advice on any housing issues and public housing tenancies.
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Move house
Find out how we can help if you’re moving house.
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Other languages
Read some of our housing information in other languages.
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Help with managing your money
01 August 2023.
This month is Money Month, and the theme is ‘maximising your money’. Here are some free services to help you manage your money.
Money Month is organised by Te Ara Ahunga Ora – the Retirement Commission. Their website Live sorted has useful tips on how to maximise your money.
MoneyTalks - free helpline
MoneyTalks is New Zealand’s free financial helpline. They can help you with any money problem, such as:
- paying your bills
- managing your debts
- if you're being pressured by someone about a financial decision (you can get advice straight away!).
You can also get advice on how to help a friend or family/whānau member.
How to contact MoneyTalks
You can get this free, confidential advice by:
- calling 0800 345 123
- texting 4029
- emailing help@moneytalks.co.nz
- using live chat on the MoneyTalks website.
MoneyTalks' helpline is available from:
- Monday to Friday 8am – 8pm
- Saturday from 9am – 4pm, and
- Sunday 10am – 2pm.
Find financial help in your area
Building Financial Capability services are free and available throughout New Zealand.
These include:
- Financial mentors – professional budgeting advice
- MoneyMates – support groups to talk with and learn from others, and
- Financial services – help to get and manage loans.
Find out more about these services on our Managing your money page.
To find a service in your area, check the Family Services Directory website.
More help managing your money
Budgeting gives you control of your money – and your life. Our page Managing your money:
- explains what budgeting is about and how it can help you, and
- has some useful budgeting ideas, and budget plans.